Help Me Afford College is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Help Me Afford College Web site and governs data collection and usage. By using the Help Me Afford College website, you consent to the data practices described in this statement.

Collection of your Personal Information

Help Me Afford College collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. Help Me Afford College also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Help Me Afford College. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by Help Me Afford College for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Help Me Afford College Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Help Me Afford College public message boards, this information may be collected and used by others. Note: Help Me Afford College does not read any of your private online communications.

Help Me Afford College encourages you to review the privacy statements of Web sites you choose to link to from Help Me Afford College so that you can understand how those Web sites collect, use and share your information. Help Me Afford College is not responsible for the privacy statements or other content on Web sites outside of the Help Me Afford College and Help Me Afford College family of Web sites.

Use of your Personal Information

Help Me Afford College collects and uses your personal information to operate the Help Me Afford College Web site and deliver the services you have requested. Help Me Afford College also uses your personally identifiable information to inform you of other products or services available from Help Me Afford College and its affiliates. Help Me Afford College may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Help Me Afford College does not sell, rent or lease its customer lists to third parties. Help Me Afford College may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Help Me Afford College may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Help Me Afford College, and they are required to maintain the confidentiality of your information.

Help Me Afford College does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Help Me Afford College keeps track of the Web sites and pages our customers visit within Help Me Afford College, in order to determine what Help Me Afford College services are the most popular. This data is used to deliver customized content and advertising within Help Me Afford College to customers whose behavior indicates that they are interested in a particular subject area.

Help Me Afford College Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Help Me Afford College or the site; (b) protect and defend the rights or property of Help Me Afford College; and, (c) act under exigent circumstances to protect the personal safety of users of Help Me Afford College, or the public.

Use of Cookies

The Help Me Afford College Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Help Me Afford College pages, or register with Help Me Afford College site or services, a cookie helps Help Me Afford College to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Help Me Afford College Web site, the information you previously provided can be retrieved, so you can easily use the Help Me Afford College features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Help Me Afford College services or Web sites you visit.

Security of your Personal Information

Help Me Afford College secures your personal information from unauthorized access, use or disclosure. Help Me Afford College secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

Help Me Afford College will occasionally update this Statement of Privacy to reflect company and customer feedback. Help Me Afford College encourages you to periodically review this Statement to be informed of how Help Me Afford College is protecting your information.

Contact Information

Help Me Afford College welcomes your comments regarding this Statement of Privacy. If you believe that Help Me Afford College has not adhered to this Statement, please contact Help Me Afford College at support@smbcreativegroup.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.